Nov 17, 2025 · Starting in January 2026, you’ll be able to convert money in your traditional (pre-tax) balance to your Roth (after-tax) balance in your TSP account. This is called a “Roth in …

Apr 30, 2025 · A Roth TSP and a Roth IRA share a similar structure and incentive for saving money with the intent to use it during retirement. However, they differ in terms of eligibility and …

Dec 22, 2025 · Understanding the 2026 Roth and TSP changes: What federal employees need to know now Roth strategies are not going away. But the way certain federal employees use …

Dec 22, 2025 · Both Thrift Savings Plans (TSPs) and Individual Retirement Accounts (IRAs) come in traditional and Roth versions. One of the main differences between a Roth TSP vs. Roth …

May 1, 2025 · Two of the most popular retirement savings options are the Thrift Savings Plan (TSP) and the Roth IRA (Individual Retirement Account). While both help you grow your nest …

Nov 18, 2025 · No. Roth TSP contributions do not affect your eligibility to contribute to a Roth IRA. However, Roth IRA eligibility is subject to IRS income phaseouts each year.

Jun 18, 2025 · Federal employees have had the option to contribute to the Roth TSP since 2012. Over the past 13 years, employees have contributed millions to the Roth TSP, particularly …

Aug 8, 2024 · Both Roth thrift savings plans (TSPs) and Roth individual retirement accounts (IRAs) can offer significant tax advantages and the potential for tax-free growth, but they cater …

Feb 14, 2025 · Once you retire, you can either leave your money in the TSP or roll it over into an Individual Retirement Account (IRA), but which approach is the best for you? The five core …

Aug 27, 2024 · Since 2012, the TSP has offered federal employees another option for retirement savings: the Roth TSP. The Roth TSP provides them with the ability to invest after-tax …