As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable ...

Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...