The influence of temporal discounting on decision-making and self-control Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his ...

Invoice discounting, or invoice financing, is a business financing method that uses unpaid customer invoices as collateral for a loan. Many, or all, of the products featured on this page are from our ...

Over the years, Warren Buffett and Charlie Munger have articulated an approach to discounting at odds with academic finance. Buffett and Munger eschew complicated math and spreadsheets in favor of ...

Using this new method, the hypothetical district mentioned before would have 40% of its students qualifying for free or reduced lunch (400 divided by 1,000)—which results in a discount rate of 60%, or ...

Understand the replacement chain method, a crucial capital budgeting tool for comparing projects with different life spans. Explore how it works, its requirements, and alternatives.