CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

Wildfire season no longer feels like a season at all, and that shift is quietly rewriting the fine print on homeowners insurance. Before the calendar flips, you need to know whether your carrier can ...

When a storm, fire, or burst pipe rips through your home, you expect your insurer to step in as a financial backstop, not a ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

The U.S. home insurance market exhibited signs of stabilization in 2025 after years of steep premium increases and ...

The Atlantic hurricane season begins on June 1 and ends on Nov. 30, marking the time of year when Louisiana is susceptible and prone to tropical storms. Hurricanes can cause severe damage throughout ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.