When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to enrolling in a structured debt management program. Each option promises ...

As consumer debt surpasses $18 trillion in early 2025, the need for effective and ethical consumer debt reduction solutions has never been more urgent. Both nonprofit and for-profit models offer ...

Elevated interest rates and high living costs continue to strain retiree budgets as we head into 2026. A recent AARP study ...

Nearly 175 million Americans carried credit card debt into the holiday season, according to TransUnion data. With balances ...

Each year, millions of taxpayers find themselves unable to pay what they owe to the Internal Revenue Service (IRS). But when you owe back taxes to the IRS, the initial balance isn't the only issue.

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, ...

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

Another stressful tax season has come and gone, much to the relief of taxpayers across the nation. But while the tax filing deadline has passed, that isn't necessarily the end of the tax-related ...

If you find yourself underwater in debt and are struggling to make payments toward your credit card or loan, a debt settlement company like Achieve Debt Relief might be able to help. According to the ...