Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Finding a personal loan can be more difficult if you have poor credit.

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...