An account closure could hurt your credit score, even if it wasn't your fault. Here's what to do to fix it. Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to ...

Earn a massive welcome offer and ongoing cash back on business expenses. See how this Chase card could deliver $1,500+ in total value in 2026.

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

Joint credit card accounts are accounts with two owners or primary cardholders. Unlike adding an authorized user on a joint credit card account, both account holders are responsible for payments. While increasingly rare, joint credit card accounts can make ...

Credit cards give you easy access to a line of credit that you can use to borrow money when making purchases. However, some people and merchants don’t accept credit cards. And if you don’t have enough cash to cover the expense right now, you might look ...

The Mine Card (formerly the Fizz Card) is a debit card that actually helps you build credit. Like traditional debit cards, it links directly to your bank account, using your existing funds to set a spending limit. Payments on the purchases you then make are reported to the credit bureaus, helping you establish a positive payment history.

A great time to request a credit limit increase is when your credit score moves FICO score ranges. For example, if you go from fair credit to good credit or very good credit to exceptional credit, that's a great time to ask. It shows lenders you're responsibly managing your credit.