The deadly wildfires caused more than $40 billion in insured losses and hit an insurance industry already beset by challenges ...

California Insurance Commissioner Ricardo Lara issued a one-year moratorium that protects homeowners' insurance if they live ...

When it comes to your insurance, there are important differences when it comes to coverage for a wildfire versus a fire that ...

Before the world watched on as wildfires engulfed large swathes of California early in 2025, an insurance crisis was already starting to heat up. In the months and years before the disastrous 2025 ...

California fire victims say they're struggling to rebuild because insurance payouts have been slow or insufficient. Some lawmakers say home insurance is failing those facing climate change.

While insurance affordability is an increasingly urgent issue nationwide, California homeowners continue to report relatively modest average costs compared to many other states. Data from the U.S.

SAN RAFAEL, Calif. -- It's becoming harder and harder to get a homeowner insurance policy in California. State Farm and Allstate stopped writing new policies, citing wildfire risks. Others are ...

As more people in California lose private insurance, the state's FAIR plan is filling up with homes in places the industry itself has classified as low-risk for wildfire. The state regulator has a ...

Market Adjustments: Some insurance companies have scaled back their offerings in high-risk regions due to increased losses. As a result, some homeowners need to turn to alternatives such as the ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options ...