Key Takeaways With a health savings account (HSA) can be used as a long-term savings account.HSAs come with triple-tax ...

To be clear, you probably don't want to keep all your retirement savings in a taxable account, because that means losing out ...

Claiming your 401 (k) match is one of the best retirement moves you can make for 2026 because you could effectively double ...

Several IRS changes take effect in 2026, including higher retirement contribution limits, tax adjustments, and more. Here's ...

For example, Empower noted that as of October 2025, the average 401 (k) balance across all age cohorts was $326,459. But that ...

This new rule will give families more flexibility by allowing some people to tap into their retirement savings early without the usual penalty, to help cover the cost of long-term medical care even ...

Professionally managed accounts within 401(k)s are having a moment. As of the end of 2024, nearly all participants in Vanguard plans had access to target-date funds, and almost 80% had access to ...

“It’s best to use Roth accounts when you have a long time horizon or are in a low tax bracket,” said Scott Meyer, wealth manager and partner at Merit Financial Advisors. “The reason is if you are ...

“Diversify or be prepared to downsize your plans,” said Lon Welsh, founder of Ironton Capital. “Alternative accounts like IRAs, SEP IRAs and real estate-backed investments can provide tax advantages, ...

Considering withdrawing from your retirement account to pay debt? Learn how this common mistake can impact your future and ...

‘Forgotten’ 401(k) accounts now total $2.13 trillion, showing an increase of nearly 30% since mid-2023, according to Capitalize. Capitalize Money Inc., a technology company that helps people find ...

This retirement account may seem appealing because of the freedom it affords, but it will cause you to bleed precious money through various fees.